in what way does a deductible help an insurance company?\nit adds to the companys pool of funds.\nit…

in what way does a deductible help an insurance company?\nit adds to the companys pool of funds.\nit increases consumers insurance premiums.\nit lowers the payout the company has to make.\nit reduces consumers co - payments.
Answer
Brief Explanations:
A deductible is the amount a policy - holder pays out - of - pocket before the insurance company starts paying. By having a deductible, the insurance company pays less in claims as the policy - holder covers some of the initial costs.
Answer:
It lowers the payout the company has to make.