before we can even start to think about how much of our money we will spend on food and housing, we need to…

before we can even start to think about how much of our money we will spend on food and housing, we need to know how much money we have. our income is the money we get from our job.\nuse o*net online to look at potential occupations. you can search a field you are interested in and select a specific job. scroll down to the bottom of the page where there will be a section that says \wages and employment trends\ https://www.onetonline.org/find/\nwhat job did you choose: construction laborers\nwhat is the median wage: 22.47 hourly 46,730 annual\ndivide your median wage by 12 to find how much you will make per month: median wage / 12 = 3,894.17\nthere are two things in life that are unavoidable: death and taxes. taxes will be taken out of every paycheck you recieve. it’s not much, but it does make a difference. it will vary from job to job, but let’s say you have 15% of your paycheck taken out monthly. to calculate this, multiply your monthly income by .85\nmonthly income x .85 = 3300.04\nthis is your monthly take - home income. this is the number we will use for your monthly budget.\nin life, there will be many things we have to pay for. some will be fun purchases that we are excited to make like new clothes or a vacation. others will be unplanned purchases that we aren’t excited to make like fixing your car if you get into a fender - bender, or treating your pet after a surprise flea infestation. some purchases won’t be fun or unplanned, they’ll just have to happen, like paying rent or buying groceries. in this project, we’ll look at the many

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