what do you know?\nquestion 2 of 5\nhow can a budget help you reach your financial goals?\nselect a…

Brief Explanations:

Budgeting is a tool for managing income and expenses. It helps in tracking where money is being spent, which in turn can lead to increased savings as one can identify and cut unnecessary expenses. Credit - card interest rates are set by financial institutions and not directly affected by budgeting. Budgeting doesn't directly enable smart investments or earning more money over time, though it can provide a financial foundation for such activities.

Answer:

Budgeting helps track spending and increases savings.