you are a loan officer at a bank. an applicant comes to you for a $5,000 loan. explain why you would want to…

you are a loan officer at a bank. an applicant comes to you for a $5,000 loan. explain why you would want to know that persons credit history.

you are a loan officer at a bank. an applicant comes to you for a $5,000 loan. explain why you would want to know that persons credit history.

Answer

Brief Explanations:

La historia crediticia muestra la capacidad de pago pasada del solicitante. Ayuda a evaluar el riesgo de incumplimiento. Un historial bueno sugiere que es probable que reembolse el préstamo, mientras que uno malo indica un riesgo mayor.

Answer:

Quiero conocer la historia crediticia del solicitante para evaluar su riesgo de incumplimiento y determinar la posibilidad de que reembolse el préstamo de $5,000.