your friend tells you that if you let her keep 20 of your pokemon cards for three months, she will give you…

your friend tells you that if you let her keep 20 of your pokemon cards for three months, she will give you 2 cards extra when she returns your cards to you. what is the annual rate of interest she is willing to pay for the borrowed cards? note: even though she only keeps your cards for three months, we can still calculate an annual interest rate.
Answer
Explanation:
Step1: Determine the interest for 3 - month period
The principal number of cards is $P = 20$, and the interest for 3 - month period is $I=2$.
Step2: Calculate the number of 3 - month periods in a year
There are $n=\frac{12}{3}=4$ three - month periods in a year.
Step3: Calculate the annual interest
Since the interest for 3 months is 2 cards, the annual interest $I_{annual}=2\times4 = 8$ cards.
Step4: Calculate the annual interest rate
The annual interest rate $r$ is calculated using the simple - interest formula $r=\frac{I_{annual}}{P}\times100%$. Substituting $I_{annual} = 8$ and $P = 20$ into the formula, we get $r=\frac{8}{20}\times100%=40%$.
Answer:
40%