multiple choice\nwhich of the following is an important underwriting principle of group life insurance?\na…

Brief Explanations:

In group life insurance underwriting, the group should be formed for a non - insurance related purpose (not just for getting affordable insurance). Everyone in a legitimate group doesn't have to be covered, the employer doesn't always pay the entire premium, and physical examinations are often not required for group life insurance.

Answer:

A. Everyone must be covered in the group (This is incorrect as not all members of a group need to be insured). B. The group must be formed for the purpose of getting affordable insurance (Incorrect as groups should be formed for non - insurance related business or social purposes). C. Employer must pay for the entire premium (Incorrect as premiums can be shared between employer and employees). D. Physical examinations are required (Incorrect as group life insurance often has simplified underwriting without physical exams). There seems to be no correct answer among the options provided based on standard group life insurance underwriting principles.