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19. once you turn 18, you should regularly check your credit report... …

Question

  1. once you turn 18, you should regularly check your credit report... for errors or signs of identity fraud to keep an eye on your credit score to make a plan for improving your credit score only if you have a credit card 20. predatory lenders get their negative reputation from... discreetly selling personal bank information limiting the amount of time a borrower has to use a loan taking advantage of people during the great depression charging high fees for loans and targeting desperate people

Explanation:

Brief Explanations
  1. Regularly checking credit reports helps in identifying errors like incorrect account information or signs of identity fraud such as accounts opened without authorization.
  2. Predatory lenders are known for charging exorbitant fees and targeting vulnerable, desperate borrowers who may have few other borrowing options.

Answer:

  1. For errors or signs of identity fraud
  2. Charging high fees for loans and targeting desperate people