Question

a beneficiary does not live in the disaster area but relies on a caregiver who does. are they eligible for the fema sep? no, only residents qualify yes, but only during aep yes, if the person assisting them was affected only if they have medicaid

Explanation:

FEMA Special Enrollment Period (SEP) eligibility extends to individuals who rely on a caregiver residing in and affected by a disaster area, even if the beneficiary themselves does not live there. Other options are incorrect: residency is not the sole qualifier, AEP is unrelated to this disaster-related SEP, and Medicaid status is not a requirement here.

Answer:

Yes, if the person assisting them was affected