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Question
bernard is driving late at night down a narrow road when a deer runs across the road. bernard doesnt have time to avoid the deer and hits it. his windshield gets smashed and his bumper is partially ripped off, but bernard is okay. what type(s) of insurance could bernard use to cover this accident?
Bernard had a collision with a deer while driving. Comprehensive insurance typically covers damage from hitting animals. Liability insurance would cover damage if he caused harm to others or their property, but here the focus is on his vehicle's damage from the deer. Collision insurance would also cover damage to his car from this impact. So he could use comprehensive or collision insurance.
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Comprehensive insurance, Collision insurance