Question

person | qualifications
helena | helena is 34 and has a spotless driving history. she always wears her seatbelt and has never missed a payment for her auto insurance. she always drives the speed limit and knows the rules of the road.
conrad | conrad is 17 and has never had a ticket. he drives to and from school and to his after school job 4x a week. he sometimes drives his friends around on the weekends to go to the mall or get fast food.
daisy | daisy is 68, happily retired, and loves to drive. she has always worn glasses, but it has never impaired her driving. since retirement, she has decreased her time on the road and has kept a clean driving record.
gerald | gerald is 40 and a long haul trucker with 20 years experience. he is regularly on the road for 11 - 14 hours per shift, which causes a strain on his eyes and his concentration. he racks up mileage for his company, driving anywhere from 75,000 to 100,000 miles a year.
highest risk

Explanation:

Step1: Assess each driver's risk

• Helena: 34, spotless record, low risk.
• Conrad: 17, young, occasional extra driving, moderate risk.
• Daisy: 68, reduced road time, clean record, low-moderate risk.
• Gerald: 40, long shifts (11-14hrs), eye/concentration strain, high annual mileage, high risk.

Step2: Rank from highest to lowest risk

Order by increasing risk level: Gerald (highest), Conrad, Daisy, Helena (lowest).

Answer:

Highest Risk: Gerald

1. Conrad
2. Daisy

Lowest Risk: Helena