Question

when people take out a mortgage, they must pay back the money
○ when they are able.
○ within a year.
○ over time, usually many years.
○ as soon as they can.

Explanation:

A mortgage is a long-term loan for property, structured to be repaid through regular installments over an extended period, typically 15 to 30 years in standard practice. The other options do not align with the standard terms of a mortgage.

Answer:

over time, usually many years.