Question

8 which of the following beneficiaries of a group insurance contract is likely to receive the monthly survivor income benefit after the death of the plan member? qw96wjs ywwnncncyqwppz0lhyvib0ut09
a. 26 - year - old zelma, the plan members daughter who is employed.
b. 66 - year - old shamra, the plan members spouse
c. 60 - year - old valerie, the plan members common - law partner
d. 58 - year - old moxie, the spouse who remarried after the plan members death
qw96wjs ywwnncncyqwppz0lhyvib0ut09

Explanation:

To determine the beneficiary of the monthly survivor income benefit, we analyze each option:

• Option a: A 26 - year - old employed daughter is less likely as survivor income benefits are often for dependents or spouses/partners who may be more in need, and a young, employed daughter is less likely to be dependent.
• Option b: A 66 - year - old spouse (Shamira) is a common beneficiary for survivor income benefits as spouses, especially older ones, are often considered dependents or eligible for such benefits after the plan member's death.
• Option c: A common - law partner (Valerie, 60 - year - old) is also a potential beneficiary, but in many group insurance contracts, the spouse (especially an older one) has a more established claim compared to a common - law partner in some cases. However, we also need to consider option d.
• Option d: A spouse who remarried after the plan member's death (Moxie, 58 - year - old) usually loses the survivor income benefit eligibility upon remarriage as the remarriage implies a new family and financial situation.

Among these, the 66 - year - old spouse (Shamira) is the most likely to receive the monthly survivor income benefit as she is the spouse of the plan member and is of an age where she may be dependent on the plan member's income.

Answer:

b. 66 - year - old Shamira, the plan member's spouse