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Question
which of the following is the best way to improve your credit score? open new cards to increase your credit limit close all of your credit cards carry a balance on your credit card each month pay your bill on time every month
Payment history is a major factor in credit scores. Paying bills on - time shows creditworthiness. Opening new cards can lower average account age and may have a short - term negative impact. Closing all cards reduces credit availability and can harm scores. Carrying a balance incurs interest and may not be beneficial for scores.
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Pay your bill on time every month