Question

which retirement plan(s) are not managed by an individual’s employer?
i. fixed annuity
ii. pension plan
iii. roth ira
iv. traditional ira
i, ii
iii, iv
i, iii, iv
ii

Explanation:

1. Analyze each retirement plan:

• Fixed Annuity: It is a contract between an individual and an insurance company, not managed by an employer.
• Pension Plan: Typically sponsored and managed by an employer.
• Roth IRA: An individual retirement account where the individual manages contributions and investments, not the employer.
• Traditional IRA: Also an individual - managed retirement account, not under employer management.

1. So, Fixed Annuity (I), Roth IRA (III), and Traditional IRA (IV) are not managed by an individual's employer.

Answer:

I, III, IV