Question

budget items:• groceries• retirement• gifts• new tires• eating out• car savings• clothes• gas• utilities• movies• insurance• streaming services• gym membership• phone/internet• child sponsorship• miscellaneousfixedvariableintermittentdiscretionary

Explanation:

Fixed expenses are regular, consistent costs that don't change monthly. Variable expenses fluctuate based on usage or choices. Intermittent expenses occur irregularly, not monthly. Discretionary expenses are non-optional, flexible costs for wants.

Answer:

FIXED:

• insurance
• phone/internet
• gym membership
• streaming services

VARIABLE:

• groceries
• gas
• utilities

INTERMITTENT:

• new tires
• gifts
• child sponsorship
• miscellaneous

DISCRETIONARY:

• eating out
• clothes
• movies
• retirement
• car savings