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credit allows you to buy clothes today and pay for them in the
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Credit is a financial arrangement that lets a person obtain goods or services now and settle the payment at a later time. The standard phrase for this delayed payment timeline is "future" or more specifically, a common phrasing is "future" but the most fitting common term here is "future", though the widely accepted completion is "future" or more naturally, "the future" or "later", but the standard answer for this basic credit concept is "future".
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future