Question

a good rule is to spend no more than 25 - 30% of your income on housing.

Explanation:

When considering housing - related expenses, it is more common and practical to base the percentage on net income. Net income is what remains after deductions like taxes and other withholdings, and it represents the actual amount of money available for spending. Gross income includes pre - tax earnings and doesn't reflect the real spending power.

Answer:

net