Question

mark wants to buy a new computer and apply for a new credit card to pay for it. he checked his credit report and credit score. his credit score is 620. it is fair, but mark wants a lower interest rate and a higher limit. so he wants to improve his score. which should mark do to increase his credit score? pay off his personal loan for his entertainment system. skip a car payment. apply for as many credit cards as he can. make lower monthly payments on his current credit card bill.

Explanation:

Paying off debts like a personal loan shows responsible credit - management and can increase a credit score. Skipping a car payment will lower the score. Applying for many credit cards can lower the score due to hard inquiries. Making lower monthly payments may not improve the score and could indicate financial instability.

Answer:

Pay off his personal loan for his entertainment system.