Question

payday loan and other alternative financial services can seem like a way to solve a short - term cash problem, but they can also come with some pretty big downsides. how should you approach using a payday loan or other alternative financial services? use them as a last resort because they charge very high interest rates and fees. count on them for your everyday financial needs because they are a quick source of cash. experiment with all of the different types until you find one that is always nice to you. approach them first when you need credit because all loans are approved.

Explanation:

Payday loans and similar financial services have high - interest rates and fees. They should be used as a last resort due to these significant drawbacks.

Answer:

Use them as a last resort because they charge very high interest rates and fees