Question

pregunta 14 (5 puntos)
the average repayment period for a student loan is ____ years.
○ a 20
○ b 15
○ c 10
○ d 25

pregunta 15 (5 puntos)
if you cant repay your student loans, you must realize that ____ will not cover your student loan debt.
○ a work study
○ b bankruptcy
○ c credit repair
○ d debt restructuring

Explanation:

Pregunta 14: Standard federal student loan repayment plans in the U.S. typically use a 10-year term, but the average repayment period (accounting for income-driven plans, extensions, and delays) is commonly cited as 15 years.
Pregunta 15: Student loan debt is generally not dischargeable through bankruptcy unless the borrower can prove extreme undue hardship, which is very difficult to establish. So bankruptcy does not typically cover student loan debt.

Answer:

Pregunta 14: b. 15
Pregunta 15: b. bankruptcy