Question

select the correct answer.
jessica wants to get a credit card, but the bank refuses to give her one. what could be the possible reason behind the bank’s refusal to comply with jessica’s request?
a. she has a bad credit history.
b. she has a good credit history.
c. she is 18 years old.
d. she doesnt have a job.
e. she does not have an account with the bank.

Explanation:

Banks deny credit card applications due to factors that signal high risk of non-repayment. A bad credit history shows past failure to manage credit, making lenders hesitant. Good credit history (B) would not lead to refusal. 18 is the typical minimum age (C), so this is not a refusal reason. Lack of a job (D) or bank account (E) can be factors, but bad credit history is a direct, common reason for denial.

Answer:

A. She has a bad credit history.