Question

through the successful study of personal finance, an individual will be
better prepared to calculate financial risks
able to spend available assets.
faced with long - term challenges.
more likely to avoid high opportunity costs.

Explanation:

Personal finance education equips individuals to assess and manage financial risks, make informed spending decisions, and understand opportunity costs. The most direct and core outcome is the ability to evaluate financial risks. Spending assets is possible without formal finance study, challenges are not a positive outcome, and avoiding opportunity costs is not a guaranteed or primary result compared to risk preparation.

Answer:

better prepared to calculate financial risks