Question

which of the following things can help you get a lower interest rate when you receive a loan?
a. a low credit score
b. a history of defaulting
c. using all of your available credit
d. collateral

Explanation:

and maxing out available credit all signal high borrower risk, leading to higher interest rates or loan denial.

Answer:

and maxing out available credit all signal high borrower risk, leading to higher interest rates or loan denial.