Question

a beneficiary notifies you one month after losing employer coverage. are they still within the sep window? no, sep closed after 30 days yes, sep lasts 2 months after coverage ends no, sep only applies before coverage ends

Explanation:

To determine if the beneficiary is within the Special Enrollment Period (SEP) window after losing employer coverage, we analyze the SEP rules for employer - sponsored coverage loss. The SEP for losing employer coverage typically lasts for 2 months (60 days) after the coverage ends. One month is within this 2 - month period.

• Option 1 is incorrect because SEP does not close after 30 days; it has a longer window.
• Option 3 is incorrect as SEP applies after coverage ends, not just before.
• Option 2 is correct as one month is within the 2 - month (60 - day) SEP window that starts when employer coverage ends.

Answer:

B. Yes, SEP lasts 2 months after coverage ends