Question

the chart describes how four of susan’s friends handle their money.
handling money

person	description of spending
nancy	she uses her whole paycheck to buy food and necessities and then takes a trip each month, which she pays for by adding to a personal loan with her credit union.
fiona	she buys food and necessities and pays more than the minimum due on her bills each month. she goes out with her friends using some of the money that is left over in her checking account.
uli	she buys food and necessities and pays the minimum amount on her bills each month. she goes out with her friends using the money that is left over in her savings.

which person is most creditworthy?
○ nancy

Explanation:

To determine creditworthiness, we analyze each person's financial behavior:

• Sylvia: Uses credit card for non - necessities after minimum bill payments, which can lead to debt accumulation.
• Nancy: Takes personal loans for trips, increasing debt.
• Fiona: Pays more than the minimum on bills and uses leftover checking account money (not debt) for non - essential spending. This shows responsible bill payment and no new debt accumulation.
• Uli: Pays minimum on bills and uses savings (not ideal for long - term financial health) for non - essentials.

Fiona’s behavior (paying more than minimum on bills, using non - debt funds for extras) demonstrates the most responsible financial management, making her the most creditworthy.

Answer:

Fiona (Note: Since the original options in the image seem to have a typo with "Nancy" shown, but based on analysis, Fiona is the correct choice. If we assume the options were presented properly, the answer would be the option corresponding to Fiona. If the options were, for example, A. Sylvia, B. Nancy, C. Fiona, D. Uli, then the answer would be C. Fiona)