Question

excerpt 4
\it may be said that a bank, whose bills would have a currency all over the states, would be more convenient than one whose currency is limited to a single state. so it would be still more convenient that there should be a bank whose bills should have a currency all over the world. but it does not follow from this superior convenience that there exists any where a power to establish such a bank; or that the world may not go on very well without it.\
who wrote it? hamilton or jefferson: hamilton
purpose: the purpose of this excerpt is to argue that the convenience will not justify creating a bank with universal currency if there is no authority for it.
point of view: hamilton’s point of view is that he opposes expanding powers beyond.

Explanation:

The excerpt argues against creating a national bank with universal currency, stating convenience alone does not justify it and opposes expanding powers beyond existing authority. This aligns with Thomas Jefferson's strict constructionist views, who opposed a strong centralized bank and favored states' rights, unlike Alexander Hamilton who advocated for a national bank.

Answer:

Jefferson