Question

how should individuals approach financial planning when they have a part - time job? if thats the case, then they should think about borrowing a loan to get ahead. if thats the case, its a good starting point. if thats the case, then they might not want to consider financial planning.

Explanation:

Financial planning is important regardless of job - type. Borrowing a loan without proper planning can lead to debt. Considering financial planning is always a good idea. The most reasonable option is to start with financial planning.

Answer:

If that's the case, it's a good starting point.