Question

question 13
4 pts
redlining is characterized by a lender who denies a loan
google translate

based on customers ability to pay.

based on a customers age.

to customers living in certain areas.

Explanation:

Redlining in lending refers to the practice where lenders deny loans (or offer less favorable terms) to people based on the neighborhood/area they live in, often due to racial or socioeconomic biases in those areas. The first option is related to creditworthiness (standard underwriting), the second to age discrimination (illegal but not redlining), and the third matches the definition of redlining.

Answer:

C. to customers living in certain areas. (Note: Assuming the options are labeled A, B, C with A as "based on customers' ability to pay", B as "based on a customer's age", C as "to customers living in certain areas")