Question

question 8 of 15
if an agent fails to obtain an applicants signature on the application, the agent must
a. sign the application, stating it was by the agent.
b. send the application to the insurer with a note explaining the absence of
signature.
c. return the application to the applicant for a signature.
d. sign the application for the applicant.

Explanation:

An applicant's signature is a required, formal confirmation of the application details. Agents cannot sign on behalf of the applicant or submit an unsigned application without securing the applicant's proper signature first. The only compliant action is to get the applicant's signature by returning the form.

Answer:

C. Return the application to the applicant for a signature.