Question

time management

• is the ability to use time and productively for work
• helps establish a consistent and dedicated time daily for homework and review
• breaks time up to allow time for work and activities

leisure effectively routine
budgeting

• is the process of developing a
• helps to income, expenses and savings
• manages personal finances
• tracks
• can help save money for goals

financial plan manage expenses future

Explanation:

For the Time Management section:

1. The phrase "use time ____ and productively" requires an adverb matching the meaning of productive, so "effectively" fits.
2. "Consistent ____ and dedicated time daily" refers to a regular daily pattern, so "routine" is correct.
3. "Work and ____ activities" contrasts work with non-work activities, so "leisure" is the right choice.

For the Budgeting section:

1. Budgeting is developing a formal financial plan, so "financial plan" fits.
2. The function of budgeting is to oversee income/expenses, so "manage" is correct.
3. Budgeting tracks money spent, so "expenses" is the right term.
4. Saving money is for later goals, so "future" fits.

Answer:

Time Management

• Is the ability to use time effectively and productively for work
• Helps establish a consistent routine and dedicated time daily for homework and review
• Breaks time up to allow time for work and leisure activities

Budgeting

• Is the process of developing a financial plan
• helps to manage income, expenses and savings
• Manages personal finances
• tracks expenses
• Can help save money for future goals