Question

when can a credit agency release someone’s credit information in florida?
○ when an employer requests it
○ when a consumer authorizes it
○ when a lender asks for it
○ when a security freeze is put on it

Explanation:

In Florida, credit agencies are bound by privacy and credit reporting laws. A credit agency can release a consumer’s credit information when the consumer authorizes it (e.g., for applications like loans, rentals, or employment - but even for employment, the consumer’s authorization is typically required). An employer or lender can’t just request it to get it; the consumer’s permission is needed. A security freeze restricts access, so a credit agency can’t release info when a freeze is in place.

Answer:

B. when a consumer authorizes it