Question

which of the following are personal standards that people develop over time?
morals
values
character
ethics

Explanation:

Morals refer to an individual's personal, internalized standards of right and wrong that are shaped and developed over time through experiences, upbringing, and socialization. Values are broader beliefs about what is important, character is the overall set of traits, and ethics are often broader, systemized moral principles for groups or professions.

Answer:

morals