Question

which question would a lender ask when evaluating a persons character?
○ does the applicant have liquid assets?
○ does the applicant have money in multiple accounts?
○ does the applicant have a permanent residency?
○ does the applicant have a history of paying bills on time?

Explanation:

Lenders evaluate character to assess a borrower's reliability in repaying debt. On-time bill payment history directly reflects a person's financial responsibility and trustworthiness, which are core aspects of character. The other options focus on financial assets or residency, which relate to capacity/collateral, not character.

Answer:

Does the applicant have a history of paying bills on time?