Question

which type of card typically charges higher rates of interest and late fees?
○ debit cards
○ check cards
○ credit cards

Explanation:

Debit/check cards draw directly from a linked bank account, so they do not charge interest or standard late fees for everyday use. Credit cards extend a line of credit, and issuers charge high interest on unpaid balances and late fees for missed payments as standard terms.

Answer:

credit cards