Question

1. zoe buys three new lipsticks from a store at the mall. which payment method would reduce the amount of money in her checking account? 1 point ○ pays with a prepaid card she loaded earlier in the month ○ uses her credit card and says, \credit\ when the cashier asks, \credit or debit?\ ○ uses her debit card and says, \credit\ when the cashier asks, \credit or debit?\ ○ pays with cash she had in her purse 10. all of the following can be found in your credit report except... 1 point ○ your credit payment history ○ your checking account balance history ○ the average age of your credit accounts ○ your total number of active credit accounts

Explanation:

Question 6:

To reduce the money in the checking account, the payment method should draw from the checking account. A debit card is linked to the checking account, while a credit card draws from a credit line, a prepaid card from its loaded amount, and cash doesn't affect the checking account. So using a debit card (and saying "Credit or debit?" with debit) would reduce the checking account balance. Wait, no—wait, the question is which method reduces the checking account. Wait, the options:

• Pays with a prepaid card: uses prepaid funds, not checking.
• Uses credit card: uses credit, not checking.
• Uses debit card: debit card is linked to checking account, so spending with debit reduces checking balance.
• Pays with cash: uses cash, not checking.

Wait, but the selected option in the image is "Pays with cash she had in her purse"—but that's incorrect. Wait, no, maybe I misread. Wait, the question is "Which payment method would reduce the amount of money in her checking account?"

A debit card is connected to the checking account, so when you use a debit card, the money is taken from the checking account. So the correct option should be "Uses her debit card and says, 'Credit or debit?'" But in the image, the selected option is "Pays with cash she had in her purse"—that's wrong. Wait, maybe I made a mistake. Wait, cash payment doesn't affect the checking account. Prepaid card: money is loaded onto it, so if she loaded it from checking, but the option says "she loaded earlier in the month"—but the question is which method reduces the checking account at the time of purchase. So using a debit card at the time of purchase would deduct from checking. So the correct answer should be the option with the debit card. But in the image, the selected option is the cash one, which is incorrect. But maybe the original question's options: let's re-express.

Wait, the options are:

• Pays with a prepaid card she loaded earlier in the month: the loading was earlier, so at purchase, it's using prepaid, not checking.
• Uses her credit card and says, "Credit or debit?": credit card uses credit, not checking.
• Uses her debit card and says, "Credit or debit?": debit card uses checking account, so this would reduce checking.
• Pays with cash she had in her purse: uses cash, not checking.

So the correct answer should be the option with the debit card. But in the image, the selected option is the cash one, which is wrong. But maybe the image's selection is incorrect, but as per the question, the correct option is "Uses her debit card and says, 'Credit or debit?'"—but the image shows the cash option selected, which is a mistake. Wait, maybe I misread the question. Wait, maybe the question is which method does NOT reduce? No, the question is which WOULD reduce. So debit card is the correct method. But the image has the cash option selected, which is incorrect. But perhaps the intended correct answer (ignoring the image's selection) is the debit card option. But according to the image's options, the correct answer (if we go by the question) is the debit card option. But the image's selected option is cash, which is wrong.

Question 10:

A credit report includes information about credit accounts (like credit payment history, average age of credit accounts, total number of active credit accounts). A checking account balance history is not part of a credit report, as credit reports focus on credit (loans, credit cards) not checking or savings accounts. So the answer is "Your checking account balance history" because credit reports don't include checking account details. The selected option in the image is "The average age of your credit accounts"—but that is included in a credit report. So the correct answer should be "Your checking account balance history".

Answer:

s:

Question 6 (Correct Answer, ignoring image's selection):

The correct option is the one with using a debit card. So: