Question

fill in the blank question
two situations when you should avoid credit are: when you dont ______ the purchase, and when you could pay cash but choose to finance the needed item.
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Explanation:

This is a personal finance concept where credit should be avoided if you cannot afford the purchase (can't pay it back) or if you unnecessarily finance an item you could cover with cash. The missing word aligns with the idea of being able to afford or cover the cost of the purchase.

Answer:

afford