Question

last week, roberts family discussed insurance. he learned about some of the factors that may or may not affect each family members need for insurance. which situations describe something that increases the need for insurance, and which situations do not? roberts grandfather, eugene, recently celebrated his 82nd birthday. robert exercises regularly, makes good grades in school, and eats healthy food. roberts older brother howard has been working as an electrician for the last year. roberts younger sister amelia recently obtained her drivers license and has already been at fault for a car accident. roberts uncle goes scuba diving each summer and enjoys snowboarding in the winter. roberts mother enjoys scrapbooking and making quilts in her spare time. increases insurance need does not affect insurance need

Explanation:

Age (elderly like 82 - year - old grandfather), health - related behaviors (exercise and diet for Robert), and risky activities (scuba diving and snowboarding for uncle) increase insurance need. Having a driver's license and being at fault in an accident (Amelia) may increase car - related insurance needs. Hobbies like quilting and scrapbooking (mother) are non - risky and do not affect insurance need.

Answer:

Increases Insurance Need: Robert's grandfather (age), Robert (health and activity), Robert's uncle (risky activities), Robert's younger sister Amelia (driving and accident).
Does Not Affect Insurance Need: Robert's mother (hobbies).