Question

metro city bank
minimum balance: $500
monthly maintenance fee: $15, waived if minimum balance remains over $500 for the entire month
atm fee: $0 for in - network, $3 for out - of - network
overdraft fee: $35 for each occurrence
wire transfer fee: $15 for domestic transfers, $25 for international transfers
citywide bank
minimum balance: $500
monthly maintenance fee: $10
atm fee: $0 for in - network, $2 for out - of - network
overdraft fee: $35 for each occurrence
wire transfer fee: $10 for domestic transfers, $20 for international transfers
first community credit union
every two weeks, sauls account balance goes below $500 before his paycheck gets deposited into his account. he never lets his balance get below $0, and mostly uses in - network atms to withdraw cash. to minimize his fees, saul most likely uses
metro city bank, citywide bank, techcentral online bank

Explanation:

Saul uses in - network ATMs, never lets balance go below $500. Metro City Bank has $0 in - network ATM fee and $500 minimum balance with waived monthly maintenance fee if balance remains over $500.

Answer:

Metro City Bank