Question

pregunta 20 (4 puntos)
which of these best explains why students should learn about personal finance?
a learning to manage money will help you achieve a profitable career.
b learning to manage money can eliminate financial mistakes & promote financial benefits for the future.
c personal finance skills are highly complex & require a great deal of time to learn.
d personal finance skills are best learned through trial and error.

pregunta 21 (4 puntos)
one of the main reasons the credit laws were relaxed in the 1920’s was an effort to
a help businesses sell more products to consumers
b get rid of the illegal loan sharks
c generate more tax revenue for the government
d all of the above are reasons

Explanation:

Pregunta 20: The core goal of learning personal finance is to build skills to avoid financial errors and secure long-term financial stability, which matches option b. Options a incorrectly ties it only to a profitable career, c focuses on complexity (not a reason to learn), and d promotes trial-and-error which is not a valid justification for structured learning.
Pregunta 21: In the 1920s, relaxed credit laws were primarily driven by the desire to boost consumer spending, allowing businesses to sell more goods (like automobiles and household appliances) on credit. There is no major evidence that eliminating loan sharks or generating tax revenue were the main motivations for the relaxation.

Answer:

Pregunta 20: b. Learning to manage money can eliminate financial mistakes & promote financial benefits for the future.
Pregunta 21: a. Help businesses sell more products to consumers