Question

a beneficiarys employer health coverage ends march 31st; they contact you april 10th.
what is the earliest effective date?
may 1
april 1
june 1
april 10

Explanation:

When employer-sponsored coverage ends, the earliest effective date for new coverage (in standard health insurance enrollment rules for qualifying events) is the first day of the month following the loss of coverage, provided the request is made within the allowed window. Since the coverage ended March 31st, the next month's first day is the earliest possible.

Answer:

May 1