Question

click this link to view onets tasks section for insurance underwriters. note that common tasks are listed toward the top, and less common tasks are listed toward the bottom. according to onet, what are some common tasks performed by insurance underwriters? check all that apply.

• processing client payments
• writing to others to obtain or explain information
• selling insurance policies to customers
• decreasing value of policies when risk is substandard (not good enough)
• organizing workshops for training new insurance sales agents
• declining excessive risks

Explanation:

To solve this, we analyze each task based on the role of an Insurance Underwriter:

1. processing client payments: Typically done by billing or accounting departments, not underwriters. Eliminate.
2. writing to others to obtain or explain information: Underwriters often communicate with agents, clients, or other parties to gather/explain risk-related info. Common task.
3. selling insurance policies to customers: Done by insurance agents/salespeople, not underwriters (who assess risk for policies). Eliminate.
4. decreasing value of policies when risk is substandard: Underwriters adjust policy terms (including value) based on risk assessment. Common task.
5. organizing workshops for training new insurance sales agents: Training is handled by training departments or managers, not underwriters. Eliminate.
6. declining excessive risks: A core duty of underwriters is to assess and reject risks that are too high. Common task.

Answer:

• writing to others to obtain or explain information
• decreasing value of policies when risk is substandard (not good enough)
• declining excessive risks