Question

pregunta 12 (5 puntos)
personal financial success is primarily the result of

a welfare and government programs
b a high paying job
c managing your money behavior
d lottery winnings

pregunta 13 (5 puntos)
money success is about % behavior (what you do) and % head - knowledge (what you know).

a 50, 50
b 80, 20
c 60, 40
d 20, 80

Explanation:

For Pregunta 12: Long-term personal financial success relies on consistent, intentional money management habits (like budgeting, saving, and responsible spending) rather than external, unreliable factors or passive income sources.
For Pregunta 13: Research and financial education principles consistently show that behavioral choices (implementing financial habits) drive most financial success, with knowledge alone having a smaller, supporting role.

Answer:

Pregunta 12: c. Managing your money behavior
Pregunta 13: b. 80, 20