Question

what is a benefit of retaining risk?
protection against major losses
the chance of making great returns on an investment
making sure that money does not lose its value due to inflation
the ability to put the risk on someone else

Explanation:

• "Protection against major losses" is a benefit of risk transfer (like insurance), not retention.
• Retaining risk means keeping the risk to potentially gain from positive outcomes. If an investment has risk and you retain it, you get the chance of great returns if it succeeds.
• "Making sure money doesn't lose value to inflation" relates to inflation - hedging investments, not risk retention.
• "Putting risk on someone else" is risk transfer, not retention.

Answer:

B. the chance of making great returns on an investment