Question

what is a means exam?
○ a survey about income, expenses, and assets
○ a document stating a person does not need to pay certain debts
○ a plan for paying creditors
○ an application for a loan

Explanation:

A means - test (which is likely what is meant by "means exam") is a survey about income, expenses, and assets to determine eligibility for certain benefits or assistance programs, or in the context of bankruptcy, to see if a person can file under certain chapters. The other options do not define a means - test.

Answer:

a survey about income, expenses, and assets