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Question
when can a person continue to charge credit card purchases beyond his credit limit?○ if the person opted in for over-the-limit fees.○ when the payments are made before the due date.○ if the persons credit score is higher than 700.○ when the person is paying a low apr.
Credit card providers typically require explicit opt-in from cardholders for over-the-limit transactions, which incur additional fees. Making payments before the due date, having a high credit score, or a low APR do not automatically allow charges beyond the credit limit.
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If the person opted in for over-the-limit fees.