Question

which is the best way to achieve long-term financial goals?○ spend less on mandatory expenses.○ eliminate short-term financial goals.○ increase discretionary expenditures.○ save more money from net income.

Explanation:

Mandatory expenses are required and cannot easily be reduced; increasing discretionary spending reduces funds for savings; eliminating short-term goals is not necessary. Saving more from net income consistently builds funds for long-term financial objectives like retirement or large purchases.

Answer:

Save more money from net income.