Question

if you are behind on your debt payments and go to a reputable non - profit credit counseling service, what help can they give you? a. they can work with those who loaned you money to set up a new payment schedule that you can meet. b. they can force those who loaned you money to forgive all the interest charged on your debts. c. they can request the federal government to apply your income tax refund to pay off your debts. d. they can cancel your credit accounts and cut up all of your credit cards without your permission.

Explanation:

Non - profit credit counseling services work with creditors to help debtors. They can negotiate for a new payment schedule. They cannot force creditors to forgive interest, request the government to use tax refunds for debt payment, or cancel credit accounts without permission.

Answer:

A. They can work with those who loaned you money to set up a new payment schedule that you can meet.