QUESTION IMAGE
Question
- you are given $l_{75} = 1200$, $d_{75} = 100$, $l_{76} = 1000$, $d_{76} = 130$, and $e_{75}^{\circ} = 14.5$, where the select period is a one-year period.
calculate $e_{76}^{\circ}$ assuming udd in each year of age.
Step1: Recall curtate expectation formula
$e_{[x]}^\circ = e_{[x]} + \frac{1}{2}$
Step2: Find $e_{[75]}$ from given $e_{[75]}^\circ$
$14.5 = e_{[75]} + \frac{1}{2} \implies e_{[75]} = 14$
Step3: Express $e_{[75]}$ via survival counts
$e_{[75]} = \frac{l_{[76]} + l_{77} + l_{78} + ...}{l_{[75]}}$
Substitute known values:
$14 = \frac{1000 + l_{77} + l_{78} + ...}{1200}$
$14 \times 1200 = 1000 + \sum_{k=77}^\infty l_k$
$16800 = 1000 + \sum_{k=77}^\infty l_k \implies \sum_{k=77}^\infty l_k = 15800$
Step4: Calculate $e_{[76]}$
$e_{[76]} = \frac{l_{77} + l_{78} + ...}{l_{[76]}} = \frac{15800}{1000} = 15.8$
Step5: Apply UDD to get $e_{[76]}^\circ$
$e_{[76]}^\circ = e_{[76]} + \frac{1}{2}$
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$16.3$