Question

credit card fraud affects:
retailers, but not consumers
credit card holders
only the lender
the canadian economy
need help? review these concept resources.
read about the concept

Explanation:

Credit card fraud impacts multiple parties: card holders face potential financial loss and identity theft risks; retailers incur costs from chargebacks and fraud prevention; lenders (card issuers) lose funds from fraudulent charges; and on a broader scale, it raises costs across the economy (like higher fees for everyone) which affects the Canadian economy as a whole. The option claiming it only affects one group is incorrect, and the first option is wrong as it excludes consumers.

Answer:

• credit card holders
• the Canadian economy