Question

Question was provided via image upload.

Explanation:

Step1: Locate late payment fee

From the table, Late Payment fee: Up to $40.

Step2: Locate cash advance APR

From the table, Cash Advance APR: 29.99%.

Step3: Locate foreign transaction fee

Germany uses USD-equivalent transactions; Foreign Transactions fee: 3% of the transaction amount in U.S. dollars.

Step4: Locate penalty APR for missed payment

From the table, Penalty APR (for missed payment): Up to 29.99%.

Answer:

1. 21 days after the close of each billing cycle
2. None
3. 0% for the first 15 months that your Account is open
4. 20.49% to 29.24%
5. After the first 15 months that your Account is open
6. Up to $40
7. 29.99% (varies with Prime Rate)
8. 3% of the amount of each transaction in U.S. dollars
9. Up to 29.99% (varies with Prime Rate)